Built for the Bill C-12 era from day one, exclusively for Canadian Brokers of Record facing the $20M personal penalty standard.
FINTRAC-informed · TRESA-aware · Bill C-12 protected · Canadian-owned
Tristan Serju, Founder · Personal response within 1 business day · 647-897-3378
An agent completes a cash deal in your brokerage. She forgets to file the Receipt of Funds record within 5 business days.
You don't know. Six months later, FINTRAC shows up for an exam. Missing record. Personal penalty: up to $4,000,000 for a Serious tier violation.
Automatic 4-day reminder sent to the agent. 6-day escalation to you. Zero missing records. Audit-ready on demand.
Your top producer receives a $45,000 retainer from a new client. The client provides inconsistent ID and refuses to explain the source of funds.
By the time you hear about it, the deal is halfway closed. Your liability clock is already ticking.
AI flags the transaction the moment it's entered. You review, decide, and document, all before commission is paid.
RECO notifies you of a routine compliance review. They want 18 months of transaction records, ID verifications, and Receipt of Funds forms.
You spend your weekend digging through paper files. Something is missing. It always is.
One click. Complete audit package generated. Every record, timestamped, attributed, and signed. You go home Friday at 5.
Parents co-signing mortgages or providing down payment funds for adult children trigger FINTRAC's beneficial ownership reporting requirements. Your agent doesn't know. Your compliance officer might miss it. The result? A $40,000 "Minor Violation" fine that could have been avoided with one automated check.
From Vancouver to Halifax, Reliaify protects Brokers of Record across all 13 provinces and territories. Move your cursor to explore.
Live from reliaify.ca. Real Canadian coverage. Real protection.
Coverage: 13 provinces and territories
In 5-7 business days, Reliaify maps your brokerage's current compliance workflow, identifies FINTRAC gaps, and deploys your custom monitoring layer. Zero disruption to your agents. Zero learning curve for you.
Reliaify's AI monitors every transaction, every ID verification, every Receipt of Funds record across your brokerage 24/7. When something needs your attention, you get a clear recommendation, but the decision is always yours. AI assists, humans decide.
When FINTRAC, RECO, or your E&O insurer asks for documentation, one click produces a complete, timestamped, legally-defensible audit package. You don't scramble. You click.
Reliaify's AI scans every transaction the moment it's entered. Pattern recognition across thousands of FINTRAC examiner rulings. Anomalies surface in seconds, not months.
Suspicious Transaction Reports, Receipt of Funds records, and compliance summaries drafted automatically. You review and sign. The AI does the typing.
Every AI recommendation is paired with human approval, timestamped and logged. Your compliance program meets Bill C-12's 'reasonably designed and effective' standard by design.
First 10 Canadian Brokers of Record who join lock their rate forever. No increases. Ever. As Canada's Bill C-12 enforcement accelerates, new rates will rise quarterly. Founding clients are immune.
Personal protection under Bill C-12
Founding rate, locked forever · $2,500 one-time setup
Best for: Solo BoRs or brokerages with 1-15 agents
For brokerages of record managing 15-75 agents
Founding rate, locked forever · $2,500 one-time setup
Best for: Growing brokerages with 15-75 agents across 1-3 offices
For multi-office brokerages managing 75-3000 agents
Founding rate, locked forever · $2,500 one-time setup
Best for: Large brokerages with multiple offices and institutional buyers
Adjust the sliders to see your exposure and savings.
Founding clients shape the future of compliance labor in Canada.
Continuous AI monitoring, automated audit packages, real-time Bill C-12 exposure tracking. The software you're buying today.
Live nowYour choice: keep your compliance officer and make them 5x more effective, or deploy AI agents to handle the operational layer under your supervision. You decide what the AI touches, what data it sees, and where its authority stops.
Founding clients shape thisRoutine compliance work runs autonomously. You handle exceptions and high-stakes judgment calls. Everything else runs itself. Prototype shipping with select founding clients.
In developmentFINTRAC. PCMLTFA. TRESA. Provincial real estate acts. Bill C-12. We built Reliaify specifically for Canadian regulatory reality, not an American tool retrofitted for Canada.
Reliaify is the only compliance platform in Canada built exclusively for Brokers of Record. Every feature, every workflow, every decision point is designed for the person holding personal liability.
Our AI isn't a generic chatbot. It's trained on FINTRAC examiner guidance, RECO enforcement patterns, and Bill C-12 case law. It reasons about compliance like a senior compliance officer, not like a keyword match.
All Reliaify data is stored in Canadian data centres. No cross-border transfers. No US PATRIOT Act exposure. Fully CASL and PIPEDA compliant.
Most compliance platforms take 3-6 months to deploy. Reliaify is live in 5-7 business days. You don't have 6 months. Bill C-12 is already in effect.
AI assists, humans decide. Every critical compliance action requires human approval, and that human approval is logged, timestamped, and legally defensible under Bill C-12's 'reasonably designed and effective' standard.
Reliaify is owned, operated, and supported by a Canadian founder who answers his own phone. You're not dealing with a San Francisco sales team. You're dealing with Tristan, directly.
Bill C-12 (the Strengthening Canada's Immigration System and Borders Act) received Royal Assent on March 26, 2026. It dramatically increases FINTRAC penalties for real estate compliance failures, up to $20 million per violation or 3% of global revenue, whichever is higher. Crucially, many violations now carry personal liability for Brokers of Record, not just the brokerage. If your program isn't 'reasonably designed and effective' under the new standard, you're personally exposed.
Most 'compliance tools' in Canadian real estate are document storage with a checkbox. Reliaify is an active AI monitoring layer that flags issues before they become violations, drafts required reports, and produces audit-ready documentation on demand. We don't just record compliance — we help you build a defensible posture under the Bill C-12 standard.
No — Reliaify is compliance infrastructure, not legal counsel. We help you identify gaps, automate required processes, and maintain audit-ready records, but any legal question should be directed to your real estate lawyer. Reliaify makes your existing compliance program more effective; it doesn't replace professional legal responsibility.
Reliaify makes your compliance officer 10x more effective. Instead of manually chasing missing records, they review AI-surfaced exceptions. Instead of drafting reports from scratch, they review AI-drafted versions. Same person. Ten times the leverage. Zero increase in headcount.
Tier 1 is live in 5 business days. Tier 2 is live in 7 business days. Tier 3 is live in 10 business days. You don't need to install anything. Your agents don't need to learn anything new. We integrate with your existing tools and deploy in parallel with your current operations.
Yes. All Reliaify data is stored in Canadian data centres, encrypted in transit and at rest, and never shared outside your organisation. We're CASL and PIPEDA compliant. We don't train AI models on your data. Your data is yours, full stop.
The first 10 Canadian Brokers of Record to join Reliaify lock their rate forever: $497, $1,997, or $3,997 per month, respectively. When the founding client program closes, new pricing starts and increases quarterly. Founding clients keep their rate no matter how much the market grows.
Yes. Book a discovery call at the top of this page, or call 647-897-3378 directly. Tristan answers every founder-level call personally. This is a Canadian founder-led company, not a sales funnel.
Bill C-12 is already here. The brokerages that adapt first will dominate the next decade of Canadian real estate. Be one of them.
"I built Reliaify because Canadian Brokers of Record deserve better than American tools retrofitted for our market. We have our own laws. We need our own infrastructure." — Tristan Serju, Founder
Response within 1 business day · Zoom-first meetings · 647-897-3378